This is default featured slide 1 title
This is default featured slide 4 title
This is default featured slide 5 title
 

Monthly Archives: November 2018

Find Affordable Car Insurance

One thing you should understand right off the bat is that an auto insurance company isn’t going to just call you up and offer you a better deal. Even if you deserve it an insurance company will not let you know because they’re just fine with you paying more then you have to. The secret is finding an insurance company that offers budget auto insurance and all the perks that normally come along with the more expensive plans. Let’s take a closer look on how to find these more affordable plans:

Shop around! By shopping around you will be able to find the best deals. You can’t just stick with your old auto insurance company and expect them to lower your rates; you have to actively pursue lower rates in order to get them. The best place to start is the Internet. With the Internet taking over so much of the commerce market (e-commerce) it is easy to buy anything- auto insurance included. Just look at all the advertisements that pop up as soon as you Google ‘auto insurance.’ There will be plenty of selections to choose from!

Don’t have a lot of time? Good news, you don’t have to! Most insurance companies attempt to make life as easy for consumers as possible and if getting affordable car insurance takes hours most consumers aren’t going to be very happy.

Progressive is one of the leading auto insurance companies because they absolutely give consumers the best deal quickly- even if it isn’t through them! Searching for the best deal on the Progressive website is incredibly easy; you need only to fill out a few pages of personal information, which should only take about 15 minutes. The best part is the automatic comparison chart that you get with Progressive. They actually match their rates with their competitors so that you can see which is the lowest!

About Ford Car Insurance

Ford Car Insurance for a Ford Fiesta reflects in a Car Insurance Group 2. The Ford Fiesta offers one of the most affordable drives in the range. The roomy small car is great around town, easy to park, cheap on fuel, insurance and tax. A new driver looking to buy a new car would be able to insure the Fiesta fully comprehensive due to the affordability and group of the car.

Ford Car Insurance for a Ford Focus is really affordable. Base models falling into a Car Insurance group 4, the Focus is a small family car with great handling and drive. It is actually a class leader in its own right and because of this, the amount of cars sold is phenomenal. This makes for more dealerships across the board where parts etc are readily accessible, thus having a big impact on Car Insurance.

The Focus also has the benefit of low cost Car Insurance on sportier numbers. On higher spec models the Focus offers the performance of a sports car but without the usual high premiums that are associated with a sports car.

Ford Car Insurance for a Ford Mondeo falls into a Car Insurance category group 8. Renown for ‘the company car’ market, the Mondeo is an excellent large family car. It has space, drive and comfort and the enhanced safety features of this versatile car ensure that insurance premiums are kept to a minimum.

So to sum up, if you already own or are planning on buying a Ford Car, you really will be paying one of the lowest premiums when you take out Ford Car Insurance. Making your motoring experience that much more enjoyable knowing you are fully protected without costing you the shirt off your back!

Secrets of Getting Cheap Car Insurance

One of the things that many people don’t realize is a major change in the way that most car insurance companies determine premiums. In the past, it was almost entirely dependent on the type of vehicle you were trying to insure, combined with what part of the country you live in, your driving record, your age, and the amount that you specified for each of your deductibles. But very recently, another major factor being considered when your car insurance premium is being quoted is your credit report.

Yes, although many groups across the country are fighting this, to date those fights have not been successful. The auto insurance industry claims to support this with research that shows that people with bad credit are historically the people who file more claims and do not take as good care of their vehicles from a maintenance standpoint. So if you have less than stellar credit, you may want to take steps to change that, since one of the many benefits you will derive from having a good credit score is very likely to include lower car insurance rates.

Contrary to popular belief, getting a car insurance quote online is not always the least expensive. Many times it is, but that is not a guarantee. Many of the car insurance companies are trying to retain long time customers and offering them financial incentives to keep them, such as very competitive rates. If you have been with the same car insurance company for a number of years, it is worth the effort to find out if they can lower your premiums, or if nothing else, note what you are paying now and do some shopping around.

Also, many car insurance companies will give you an additional discount if you have “multiple products” with them. For example, car insurance is one product. If you also get your house insurance through them, they may give you an additional 10% discount on both policies. Taking that one step further, if you also have life insurance with them, they may give you an additional 15% discount off all three policies. The reason for this is clear – if you have multiple policies with them, chances are that all will not expire at the same time, so even if you move one of them in the future, their retention rate for holding onto you as a customer remains very high if you have multiple polices for different products.

But do not dismiss online car insurance quotes because there is also a good chance they could be your most cost effective option. Be sure that you are getting a quote from a reputable company, and above all, make sure you are really comparing apples to apples with the various quotes, since ceiling limits can default differently, the amount of the deductibles can vary significantly, and you cannot get a true picture of how the policies compare unless you are comparing equal coverage.

Car Insurance For Younger Driver

The biggest mistake that the majority of younger drivers make when choosing their first car is to choose one which suits their image and not their pocket. While they visualise themselves running around in the latest model of sports car, this type of car is in the high insurance bracket. One of the factors which are taken into account when it comes to insurance is the model and engine size of the car. By choosing something less flashy a younger motorist can shave pounds off their already high insurance premiums.

Another way in which the younger driver can help themselves is by taking advanced driving lessons. There are special courses that be taken which can go a long way to prove that you are able to handle a car and that your safety record is excellent. This can make up for the fact that you have very little experience and lack of the necessary no claims bonus, which can only be gotten by time spent driving sensibly and safely.

Installing the latest security features on your car can also help you to reduce the amount you are quoted for your premium. Simply installing an immobiliser or keeping your car in a garage instead of by the side of the road can help to reduce your premium.

Finally the biggest savings can be found online as buying online can attract around 10-15% in discounts. Shopping online for your insurance gives you the ability to search through many insurers and to get instant online quotes for the exact type of insurance you are looking for. There are also many companies that will deal with the younger driver in particular and very often this is the best bet for new motorists to make great savings on their car insurance.

The savings the younger driver can make will of course depend on the type of insurance that they choose to go for. Third party, fire and theft is by far the cheapest and depending on the age of the car this could be the best choice for the younger driver when it comes to getting cheaper car insurance. While fully comprehensive will cover you for most eventualities, it is the most expensive type of insurance, so thought should be given to the level of cover you require before conducting an online search to determine how much you could save.